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What is the value of a postnuptial agreement?

If you miss out on the opportunity to create a prenuptial agreement, you may assume that you're out of options and have to hope for the best. Fortunately, this isn't the case. You have the opportunity to create a postnuptial agreement.

A postnup is similar to a prenup. However, a postnup is created after you tie the knot.

There are many benefits of a postnup, including the fact that you aren't required to have this often awkward discussion prior to your wedding day. Instead, after everything settles down, you can then discuss the pros and cons of a postnup as well as whether it's something you want to explore in greater detail.

You can include many things in your postnup, with these provisions among the most common:

  • One person won't be responsible for the debt that the other brought into the marriage.
  • The assets that both individuals brought into the marriage can be clearly defined.
  • You can protect the inheritance rights of children from previous relationships
  • You can protect a spouse who has agreed to stop working to care for the children

These aren't the only things to include in a postnup, but they should give you a clear idea of the benefits associated with this approach to the future.

Remember that just because you create a postnup, that doesn't mean that you're anticipating a divorce. You're simply taking this step so that both of you feel protected in the event that your marriage doesn't last.

If you're ready to create a postnuptial agreement, discuss the details with your spouse and learn more about the legalities of the process.

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