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Do you know how to create a post-divorce budget?

Going through a divorce will change your life forever. Even if you're glad to put your bad relationship in the past, you need to plan for everything that will change in the future. This includes your finances.

A post-divorce budget is critical to your long-term financial success. When it comes time to create a budget, here are five things you should do:

  • List all your income and expenses: Don't cheat yourself here. Accuracy is important when listing your income and expenses, as this will dictate many big decisions down the road.
  • Track everything: With a budget in place, it's time to start tracking your income and spending. This will help you determine if you're on track or need to make changes.
  • Revise as necessary: If you're spending more than you earn, make immediate changes to avoid this in the future. The longer you wait to adjust your budget the more trouble you'll find.
  • Hold yourself to it: A budget isn't something you create today and forget about tomorrow. If you want to keep your finances in order, you must "hold your feet to the fire."
  • Pay yourself first: You need to pay your expenses, but you must also save money for the future. Setup your budget so you're able to pay yourself first.

Creating a post-divorce budget can be a time-consuming process, as many things have changed in your life. However, once you have a budget you can trust, it's easier to stay on track.

Your post-divorce budget is something you should start thinking about the moment you decide to divorce. With your budget in mind, you can make more informed decisions when negotiating with your ex-spouse.

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