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Questions to help you decide if you need a prenuptial agreement

Many people believe that a prenuptial agreement is only for wealthy individuals. This is a myth, as anyone can use this legal document to protect his or her current and/or future assets.

If you are unsure if a prenuptial agreement makes sense, here are some of the questions that can help you understand if it's something to consider:

-- Do you own real estate, such as a first home or vacation home?

-- Do you have more than $50,000 assets (stocks, bonds, cash, etc.), not including real estate?

-- Do you earn six figures in income each year?

-- Are you a business owner?

-- Do you have several years' worth of retirement savings?

-- Do you have a will or estate that names someone other than your partner as an heir?

If you answered yes to one or more of these questions, there is a good chance that a prenuptial agreement could be right for you and your partner.

Although you may not answer yes to any of these questions, your partner may. This could mean that he or she will want to explore the process of creating a prenuptial agreement.

Even if you did not answer yes to these questions, there's a chance that you could still benefit from this legal arrangement. A prenuptial agreement is a great way to protect both current and future assets.

If you're going to create a prenuptial agreement, make sure you know what you can include, what you can't include and how to ensure that the document is legal.

Source: FindLaw, "How to Determine if a Prenuptial Agreement is Right for You," accessed July 05, 2017

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